PPF Calculator

Calculate your PPF maturity amount with our Public Provident Fund (PPF) Calculator. Get accurate projections, PPF interest, graphs & tax benefits in seconds.

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Input your investment cash flows and see your ppf instantly!

Total Investment

Total Interest

Maturity Value

Effective Return (CAGR)

Calcify's PPF Calculator is an excellent tool to help you to find out how much your Public Provident Fund (PPF) balance can grow over time, taking into account yearly investments, tax benefits, and the current interest rate on PPF. PPF is a well liked option for low-risk savings for the long term because of government backed fixed interest, EEE tax benefits (80C) and a lock-in period of 15 years. by Using this calculator, you need to input how much you are going to contribute to a PPF each year and the current interest rate on PPF to see the maturity amount of your PPF, total contribution to your PPF and total interest earned at maturity.

For example, if you deposit ₹1,50,000 every year (the common maximum limit) and hold the account for 15 years, the PPF calculator will show you how much you could build by maturity at the given interest rate. This is useful for retirement planning, creating a safety net, or building reliable long-term savings alongside EPF or NPS. Use this PPF Calculator to plan contributions in a more organized way instead of waiting until year-end. Then check out more tax-saving and long-term wealth tools on Calcify.

FAQs

A PPF Calculator is an online tool that estimates the maturity amount, interest earned, and wealth growth of your Public Provident Fund (PPF) investments.

The calculator calculates your PPF maturity value using your investment duration, yearly contribution, and current PPF interest rate.

The SBI PPF interest rate is revised quarterly by the Government of India. As of now, it is approximately 7.1% per annum.

Yes, our PPF chart generator provides a year-by-year graphical representation of how your investment increases over time, with contributions and earned interest.

PPF maturity computation: F = P [ ( (1 + i )^n – 1 ) / i ], where P is yearly contribution, i is interest rate, and n is years.

PPF interest is annually compounded but computed monthly on the lowest balance between the 5th and the end of each month.

Yes, one may extend your PPF account for 5-yearly intervals after the initial 15 years, with uninterrupted tax-free interest.

Yes, Interest received and PPF maturity amount are tax-free as per the Income Tax Act, Section 80C.

Partial withdrawals are also allowed from the 7th year of finance and beyond, subject to some conditions and limits.

A provident fund calculator for yourself saves you time, gives you precise projections, and gives you a visual preview of your savings accumulation in interactive graphs.

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