Amortisation Calculator

The Amortisation Calculator on Calcify helps you see how a loan is paid off over time — month by month. You can enter the principal amount, interest rate, and term, and the tool breaks down how much of each payment goes toward interest and how much reduces the principal. It shows a clear breakdown of your repayments, helping you keep track of long-term loans with ease.

For Example, if you borrow for a home or a business, you'll see how much interest you pay the first year compared to every year after that. Also how paying a little bit more sooner will save you a lot in total interest costs. Use the Amortisation Calculator to plan repayment approaches to become debt free sooner. After reviewing your amortisation schedule, check our other tools as well for budgeting and EMI calculators available on Calcify.