Interest Calculator

Use our free Interest Calculator to compute simple and compound interest on loans and savings. Calculate returns with flexible compounding options, inflation, and tax adjustments—no login needed.

Input
Output
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Enter your investment details to calculate your interest instantly!

Ending Balance

Total Principal

Total Contributions

Total Interest

Interest of Initial Investment

Interest of Contributions

Buying Power After Inflation


Month Interest Principal Balance
Year Total Interest Paid Principal Remaining Balance

The Interest Calculator on Calcify helps you figure out how much interest you’ll earn (or pay) over a selected period. You can enter the principal amount, interest rate, and time, and the tool calculates total interest and final amount. This is helpful for bank deposits, personal loans, and short-term borrowing because you can see the real cost or benefit before agreeing to anything.

For example, if you lend ₹50,000 to a friend or invest it in a fixed return product at 8% yearly interest, the calculator shows how much you should get back after 12 months. Use this Interest Calculator to plan smarter, compare options, and avoid surprises. After you calculate, explore more savings and loan tools on Calcify.

FAQs

A web-based calculator to find simple and compound interest on loans or savings.

Yes, choose monthly compounding to view monthly interest increase.

Yes, it's a 100% free-to-use online calculator.

Compound interest earns interest on interest, whereas simple interest computes only on the principal.

Yes, it is best to calculate interest on business or personal loans.

Yes, enter an assumed inflation rate to see real returns after inflation.

No, it's easy to use and does not require any finance knowledge.

It employs simple accounting formulas, which provide precise approximations.

Yes, simply input your loan amount, interest rate, and term of the loan.

No, you can compute online right away without registration.

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