Loan Calculator

Use our Loan Calculator to estimate EMI, total interest, and repayment cost for personal, home, auto, or business loans. Fast, free, and accurate results.

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Enter your loan amount, interest rate, and term to calculate your monthly payment and total interest!

Monthly Payment

Total Cost

Total Interest

The Loan Calculator available on Calcify helps you to estimate your monthly repayments for loans of any kind — personal loans, business loans, education loans, and anything else in between. You can enter the amount of loan you want, the interest rate, and the tenure, and we'll calculate what an EMI-style payment would be, while also showing you how total repayments would change with longer terms or shorter terms.

For example, let's say you wanted to borrow ₹5,00,000, and you'd either repay that amount in 2 years (24 months), or 3 years ( 36 months), but you wanted to see how both options would compare before you actually committed to any loan repayments. You can use the Loan Calculator to see what the payments would be, assess the affordability of the loan, and determine whether to proceed with the loan requested or to adjust the loan amount chosen. Then you can go check out more EMI and amortisation tools found on Calcify!

FAQs

Tool that estimates your monthly EMI and total repayment for a loan.

EMI formula uses principal, interest rate, and loan tenure in months.

Yes – use the same inputs for personal, home, auto, or student loans.

Yes — no signup or payment needed; results are shown instantly.

Personal Loan EMI Calculator, free loan calculator, home loan calculator.

Yes — optional field for one-time fees or down payment.

Borrowers, planners comparing EMI across loan offers.

Yes — total interest and total repayment is part of the output.

Standard EMI schedule; prepayment impact estimates possible.

Yes — uses standard financial formulas; actual bank terms may vary.

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