Calculate Your Financial Health

Assess your financial health with this interactive quiz. Understand your net worth, emergency savings, debt ratio, insurance, and long-term planning strategies.

Question 1 of 12

Q1. What is liquidity ratio?

A Assets divided by loans

B Ability to meet short-term obligations with liquid assets

C Savings divided by income

D Investments divided by liabilities

Q1. What is your debt-to-income ratio?

A Percentage of monthly debt compared to income

B Total assets divided by debts

C Total savings divided by income

D Total investments divided by expenses

Q1. Should savings be at least 20% of income?

A No, 5% is enough

B Yes, at least 20% is recommended

C Only for high-income earners

D 50% is mandatory

Q1. Does having multiple loans impact financial health?

A No, it doesn’t matter

B Only if small loans

C Yes, it increases debt burden and risk

D Only for unsecured loans

Q1. Should retirement planning start early?

A No, start after 50

B Only if high income

C Yes, early planning maximizes growth

D Only after debts are cleared

Q1. Can emergency savings cover 6 months of expenses?

A No, 1 month is enough

B 3 months is enough

C Yes, 6 months is recommended

D Only for high-income households

Q1. Does financial health depend only on income?

A Yes, only income matters

B Only for investors

C Only for salaried people

D No, it depends on savings, investments, debts, and financial habits

Q1. What is the ideal credit score range?

A 300–500

B 500–600

C 600–700

D 750–850

Q1. How often should financial goals be reviewed?

A Never

B Only after retirement

C At least annually

D Every 10 years

Q1. Should insurance be included in financial planning?

A No, it’s optional

B Only health insurance

C Only life insurance

D Yes, insurance protects against financial risks

Q1. Are investments part of financial health?

A No

B Only in stocks

C Only in real estate

D Yes, investments contribute to wealth and stability

Q1. What is net worth?

A Total income per year

B Total monthly expenses

C Assets minus liabilities

D Total savings only

Quiz Complete

Congratulation You’ve scored points on the quiz!

6/8

Correct Answer

Accuracy Rate 50%

Wrong Answers 5/8

Home Quiz

0 to 50 score:
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50 to 90 score:
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90 plus score:
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Calculate Your Financial Health

Result

Quiz Complete

6/8