What is a Lease Calculator?

A Lease Calculator is a free online tool that estimates monthly lease payments for a vehicle, equipment, or property—without spreadsheets or manual math.

You will simply have to enter a few pieces of information such as:

• Asset Value – Purchase Price of the vehicle, machinery, or equipment,
• Residual Value – Whatever the asset will be worth at the end of the lease period,
• Lease Term – In months or years
• Interest Rate – APR or money factor.

If you are thinking about a car lease, a lease on equipment for your business or even leasing property, use the calculator to see exactly what your monthly payments will be. This will help you develop a budget, compare other offers and eliminate surprises.

No formulas. No hidden errors. Just a clear and easy way to get the results you need in an easy to read format that will save you time.

How Does the Lease Calculator Work?

Follow these steps using the lease calculator:

1. Enter Asset Value ($): price of the vehicle, machinery, equipment, or property.
2. Enter Residual Value ($): estimated end-of-lease value (resale/market).
3. Note the Lease Term: months or years (e.g., 24, 36, 60 months).
4. Enter Interest Rate (%): APR or money factor (MF).

With one click you will see instantly:

• Estimated Monthly Payment
• Total Lease Cost (Depreciation + Finance charges)
• Total Interest/Finance Charges

Use this capability to quickly compare offers and determine statistically if a lease option fits into your budget in no time at all. You do not require spreadsheets. You do not need to be finance savvy.

Why Use Our Lease Calculator Online?

Leases involve several variables. Use our calculator to:

• Compare Dealer Offers – Actually find out if one lease is better than another
• Understand total cost — including finance charges—before you sign
• Be Better prepared – plan for monthly expenses on a vehicle or business equipment.
• Save Time – quick results without time-consuming manual math
• No Financial Expertise Required – Designed for everyone, from car buyers to small business owners.

Whether you are comparing car lease deals at dealers or checking to see if you can afford a business equipment leasing, the lease calculator can be used to straighten it out in seconds.

Disclaimer

This Lease Calculator provides estimates for educational and informational purposes only. Actual lease terms, interest rates, and payments may vary depending on lender, credit score, and agreement terms. Please consult with a qualified financial advisor or leasing professional before making any financial decisions.